That is a good question, right? When an agent from one insurance company approaches us and tells us much about their packages, why do we need to believe that their insurance packages and rates are the best? Although most people still buy an insurance policy from such an agent, we’d better check first with the online agents. At least, by going online, we can ask for several free insurance quotes without being asked too many questions by the agents while we also don’t need to spare our time listening to the agent’s presentation. Also, by going online, we can learn different packages and rates from different insurance companies, not just one, thus we can choose which one is for us.