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My Personal blog

Archive for January, 2008

in debt need help how?

  • Filed under: Finance
Thursday
Jan 31,2008
debt help
gino m asked:

i am in debt and i need some help! i have medical bills and other things i need to pay is there a non-profit company thats good that can help me? i have credit card debt but i have a company helping me with that and im almost done!
by the way i have a job! its just i pay the bill each month i put my 2 kids through school !


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  • Debt… help!!!!?

    • Filed under: Finance
    Thursday
    Jan 31,2008
    debt help
    Bobby T asked:

    scenerio: $17000.00 in debt.. using a consolator… not seeing a difference in balance goign down. Own a morgage. Just got a approved for a $13000.00 loan to consolodate. Should I call each creditor and find out if they can lower my balance if I pay off a large chunk of the balance? Hmmm any info?


    Wednesday
    Jan 30,2008
    debt help
    Huera asked:

    I feel really stupid asking questions about debt and judgements, but what can I say? Most of the debt I have is from yrs ago, and now i’m getting on track. Actually, I was doing really good until OLD debts started popping up!

    In 1999, I purchased a new car. The car was fully insured, and stolen a yr later. My deductible was $500, and I signed the paperwork from the finance company(without reading it)(big mistake!!!)stating that I would repay the remaining balance by paying $100 per month. Anyways, I paid $500 to them,and felt I was done. Then I began receiving bills for $600 more…this made me mad, and I wasn’t paying.
    Well, they got a judgement against me for the $600, since I didn’t go to court, but I still didn’t pay.(my last payment to them was on November 30,2000).
    They couldn’t get ahold of me anymore since I moved,so it went unpaid.
    Problem now is it’s 7yrs later, and now they threaten me. Since 7yrs passed, is it still valid or does the judgement disappear?
    Help me!


    Living in Hawaii

    • Filed under: News
    Wednesday
    Jan 30,2008

    big-island-1.gifbig-island-2.gifbig-island-3.jpgbig-island-4.jpg

    Imagine living in Hawaii!!! With those beautiful beaches, coconut trees, the relaxing environment, the sun … Well, I don’t think anything can beat that.

    Whether you are moving to Hawaii, or you want to move out of town but still haven’t decided where, or you just want to dream on living in Hawaii, let’s see what Hawaii real estate has got to offer.

    When you are searching in the internet, you can see there are various Hawaii homes for sale. I’m really amazed with those homes; are those homes really gorgeous or the environment and scenery make them look fantastic? There are homes, condos, or even land available.  You can choose whether you want the natural style homes, luxurious modern homes, one level homes, multi level homes, next to cliff, next to shallow water, or so on and so on.  The agents provide you with the situation and photos, so you can see for yourselves without having to go to Hawaii to survey.

    The best part is that nowadays we don’t have to worry about the relocation. Once we’ve decided on moving to Hawaii, we can just ask the real estate agents to manage everything for us. Just give them the data of where you want to move, what kind of environment you want, the budget, and so on, and they’ll arrange it for you.  Besides helping you buy a house, they can also help you sell your house when you are relocating.  Great, right?

    But anyway … just imagine living in Hawaii!

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  • Wednesday
    Jan 30,2008
    debt help
    CaliGirl asked:

    Between my husband and i we have about 12 credit cards. I know, i know we shouldn’t have gotten ourselves in this mess to begin with.
    We are 22 years old, I have a steady well paying job and he is in the military. We do not have creditors calling yet, but we are struggling to pay the minimum payments. 1 of his credit cards did get recently charged off.
    I tried shopping for Debt Consolidation Agency’s and the one i looked into was going to charge us a $2,750 service fee! Is this normal?

    Our total debt in Credit Cards alone is appox. $18,000 (not including car payments, household bills etc.)

    HELP!!! If not a Debt Consolidation Agency, then what? And if i go with a Consolidation Agency will it affect my credit?


    Wednesday
    Jan 30,2008
    travel
    A B asked:

    For railway freight, moving 1 ton 1 mile is a “ton-mile”

    If 1 person travels 1 mile , we’ll call that a travel-mile (TM)

    Ex’s— 4 people in a car travel 10 miles = 4 TM’s

    100 people travel 50 miles on a plane = 5000 TM’s

    1 person travels 1000 miles in a car = 1000 TM’s

    200 people travel 10 miles on a train = 2000 TM’s

    What is the total Travel-Miles annually in the U.S.?